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Can i share my no claims bonus on 2 cars


I had to make a claim this year for the first time and was told afterwards that my premium would go up despite the insurance.
Any remaining NCB you have after the claim may lower your new premium, but theres no guarantee that itll be lower than the previous year.
There are some insurers that offer NCB for named drivers, but they cant guarantee this will be recognised by other insurers.A no-claims bonus (NCB or no-claims discount, is a count of the number of years in which you havent made a claim on your car insurance policy.Letting named drivers earn their own NCB could leave the system open to abuse, as you could build up a no-claims discount without ever getting behind the wheel.Each insurance company has different rules regarding how many claims are allowed.You can usually transfer it if you replace a car but not add it to a second car.Although youd think an NCD reflected your skill as a driver rather than what wheels you drive, it actually applies to a single vehicle.What happens when I change my car or policy?If it's not there, you can call your insurer and ask them to send.If you make a claim on your policy where your insurer pays out, youll generally lose understanding slot machines kuala lumpur some, or all, of your no-claims bonus.I dont think the millions of people paying for this extra insurance realise this.Should I protect my NCB?Insurers should provide proof of your bonus at the end of your policy term.Zurich said that despite the extra insurance, Im going to have to pay more after a claim.Some insurers may provide your proof of no claims in the car insurance renewal letter they send you.That means your NCD will likely be affected.If youve recently given up your company vehicle, you should be able to use any NCB built up on that car.
If you make a claim on your insurance and your insurance provider pays out, your no claims discount is typically reduced by two years.
This includes if your car is stolen or damaged by bad weather.




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